SummaryFor a quick low-rate loan, Lending Club is one of the best options nationwide. You can easily find your rate and apply at no risk of it affecting your credit score. They've lent over $50 Billion on their platform to over 3 million customers.
Minimum Credit Score640
Maximum Loan Amount$40,000
Loan Duration36 or 60 months
APR5.99% - 36.0%
Origination Fee1.0% - 5.0%
Days to Close30 days
The rates are extremely competitive. The terms are easily understood, and multiple term lengths and amounts are available depending on what your needs/wants are.
Easy. Low rates. Origination fee could be stated more clearly, but overall Lending Club remains one of the best places for an online loan.